EPF Members Investment Scheme

Investing your EPF monies in unit trust products gives  the opportunity to optimise the potential of our EPF savings for potentially higher returns (at acceptable level of risks) over the long-term, thus providing  with a potentially bigger pool of funds upon retirement. EPF Members Investment Scheme The scheme allows EPF members to invest 20% of the amount in excess of the required Basic Savings in Account I.

We can only invest through appointed unit trust management company by the Ministry of Finance. We are allowed to make our second withdrawal three months after our first withdrawal, provided we are still eligible. Why invest via EPF Members Investment Scheme? No cash investment required - Investment is transacted directly from our EPF Account 1. Diversification - Opportunity to diversify our retirement funds with EPF approved funds. Capital appreciation - Opportunity to reap capital growth as part of the return on our investment to boost the total lump sum of our EPF savings.